The Taiwan Financial Services Commission reported that outstanding loans to small and medium-sized enterprises (SMEs) by domestic banks reached NT$10,888.4 billion at end-December 2025, up NT$550.4 billion year on year and equivalent to 120% of the 2025 annual growth target of NT$460 billion. SME loans represented 64.81% of total lending to enterprises and 68.26% of lending to private enterprises, up 0.11 and 0.28 percentage points respectively from end-November 2025. The average non-performing loan ratio for SME lending was 0.20% in December 2025, unchanged from end-November. For 2026, the FSC will continue implementing the “Program to Encourage Lending by Domestic Banks to Small and Medium Enterprises” (twenty-first stage) to support SME working-capital financing, while encouraging risk control and management in SME lending.
Taiwan Financial Services Commission 2026-02-05
Taiwan Financial Services Commission reports domestic banks’ SME lending hit NT$10,888.4 billion and exceeded the 2025 growth target
The Taiwan Financial Services Commission reported that loans to small and medium-sized enterprises (SMEs) by domestic banks reached NT$10,888.4 billion at the end of December 2025, surpassing the annual growth target. The FSC will continue its program to encourage SME lending in 2026, focusing on supporting working-capital financing and enhancing risk management.