The State Bank of Pakistan has issued instructions allowing exchange companies to use Raast, its payment system, to facilitate home remittances, enabling beneficiaries to receive funds directly into accounts and wallets maintained with banks, microfinance banks and electronic money institutions. The move extends the use of Raast, launched in 2021, to the exchange company channel to support safe and efficient remittance transfers and the broader push toward a cashless economy. The instructions were issued through EPD circular letter No. 02.