The Oman Financial Services Authority published an update on Dhamani, Oman’s national health insurance platform, showing continued growth in digital health insurance processing since its launch in January 2025. The platform has processed more than 11.2 million digital transactions, more than 3.3 million insurance claims and payments exceeding RO 59 million, indicating a shift from paper-based processes to a centralized digital model for health insurance. The update says Dhamani links participants across the health insurance ecosystem and has improved transaction speed, transparency and oversight. It also points to lower pricing inconsistencies, reduced fraud and misuse, better data for regulatory monitoring, lower operating costs for insurers and healthcare providers, and support for a unified medical record for insured individuals. Across the wider market, health insurance premiums reached about RO 119.7 million and claims paid exceeded RO 95 million, while the number of insured individuals rose to around 650,000 and more than 32,000 health insurance policies were issued. The Authority also noted that health insurance premium volume grew by about 80% between 2021 and 2025 and now accounts for roughly 22% of Oman’s insurance market. At the same time, coverage remains at about 13% of the total population, pointing to scope for further expansion in insurance inclusion.
Oman Financial Services Authority2026-05-06
Oman Financial Services Authority reports Dhamani handled 11.2 million transactions and 3.3 million claims since January 2025
The Oman Financial Services Authority said Dhamani has processed more than 11.2 million digital transactions, 3.3 million claims and over RO 59 million in payments since launching in January 2025. It said the platform has improved transparency, oversight and processing efficiency across health insurance, while the wider sector reached about RO 119.7 million in premiums and around 650,000 insured individuals. Coverage still stands at roughly 13% of the population.