The State Bank of Vietnam published a recap of a Hanoi roundtable on “Non-performing loans in the new context”, organised by the Vietnam Banks Association with relevant authorities and market participants. Discussions centred on current obstacles in resolving non-performing loans (NPLs) and on policy and market reforms to support debt resolution and maintain banking system safety. Participants discussed international experience in developing debt purchase and sale markets, the impact of new policy mechanisms on NPL handling by credit institutions, and practical difficulties in system-wide NPL resolution. The Vietnam Banks Association highlighted that the amended Law on Credit Institutions has granted banks additional rights to seize collateral, while noting the need to assess implementation challenges. Delegates broadly agreed that NPL handling has delivered positive results to date, and supported enhancing the role of the Vietnam Asset Management Company of Credit Institutions (VAMC) and developing a more modern, transparent and effective debt trading market aligned with international practices.
State Bank of Vietnam 2026-04-15
State Bank of Vietnam highlights roundtable calls to strengthen VAMC and modernise the debt trading market for non-performing loan resolution
The State Bank of Vietnam published a recap of a Hanoi roundtable on non-performing loans, focusing on obstacles to NPL resolution and reforms to support debt recovery and banking system safety. Participants discussed international experience in debt markets, the impact of new policy mechanisms and the amended Law on Credit Institutions, and implementation challenges. Delegates noted progress in NPL handling and backed strengthening the Vietnam Asset Management Company of Credit Institutions and developing a more modern, transparent and effective debt trading market.