National Bank of Denmark publishes new Credit Register microdata statistics on banking and mortgage lending with corporate size segmentation

The National Bank of Denmark has launched a new set of statistics on banking and mortgage lending built on microdata from its Credit Register, covering debt across loan types reported by the largest banks and all mortgage credit institutions in Denmark. The release adds a new option to segment banking and mortgage loans to non-financial corporations by company size using accounting categories defined by balance sheet totals, revenue and number of employees. The statistics run back to the first quarter of 2020 and include outstanding nominal amounts alongside distributional measures calculated per borrower, where a borrower corresponds to one company identified by a CVR number. In the first quarter of 2025, small corporations had DKK 645 billion of outstanding nominal debt, of which 78% was mortgage credit, while around two-thirds of large corporations’ banking and mortgage debt consisted of bank loans; average outstanding debt per small corporation was DKK 8.9 million (close to the median), versus nearly DKK 258 million for large corporations, where the average exceeded the median, indicating a skew driven by a small number of very highly indebted firms. The National Bank of Denmark will update the series quarterly, publishing each quarter’s data on the 50th banking day after the end of the reference period, with the new corporate size detail available in Statbank table DNMUVS.