Dominican Republic's Superintendency of Banks published its quarterly performance report, showing the country’s financial system total assets at DOP 3.92 trillion as of end-March 2025, a 10.5% increase year on year. Gross loan portfolio reached DOP 2.24 trillion, up DOP 225,831 million (11.2%) from the same period a year earlier. In local currency, real growth in the private loan portfolio was 3.7%, led mainly by consumer credit through personal credit cards (18.6%), followed by mortgage lending (7.9%) and consumer loans (5.8%). Weighted average lending and deposit rates (TIPP) for multiple banks stood at 14.77% and 8.91%, down 0.16 and 0.14 percentage points year on year. Past-due loans rose to DOP 39,282 million, up DOP 12,964 million (49.3%), taking the delinquency ratio to 1.75% (up 0.45 percentage points), while stressed delinquency reached 7.34%. Provisions totaled DOP 72.8 billion (up 24.1%), equivalent to 3.3% coverage of the total loan portfolio; ROA held at 2.7% and ROE was 22.1%, while the efficiency ratio was 59.4%.
Superintencencia de Bancos de la Republica Dominicana 2025-06-02
Dominican Republic's Superintendency of Banks publishes quarterly report showing financial system assets up 10.5% to DOP 3.92 trillion
The Superintendency of Banks of the Dominican Republic reported a 10.5% year-on-year increase in the financial system's total assets, reaching DOP 3.92 trillion by March 2025. The gross loan portfolio rose by 11.2% to DOP 2.24 trillion, with notable growth in consumer credit through personal credit cards. Past-due loans increased significantly, raising the delinquency ratio to 1.75%, while provisions covered 3.3% of the total loan portfolio.