The National Bank of Moldova published April 2025 banking statistics showing new loans of MDL 6,781.7 million, down 8.1% from March. Lending in Moldovan lei accounted for 73.7% of the total at MDL 4,996.3 million, falling 9.0% month on month; the average nominal rate on new leu loans rose by 0.40 percentage points to 9.00%, while the average rate on foreign-currency loans fell by 0.12 percentage points to 5.50%. Loans with maturities of two to five years represented 58.5% of new lending, with loans to legal entities at those maturities amounting to 40.0% of total new loans. Individuals contracted MDL 2,251.1 million of new loans, down 2.6% month on month, with consumer loans representing 59.4% of the total; most consumer lending to individuals (MDL 1,188.0 million) was in lei with maturities of two to five years. Mortgages accounted for 40.4% of individuals’ new borrowing and were contracted predominantly in lei; average rates in lei edged down by 0.02 percentage points to 10.64% for consumer loans and 7.10% for mortgages. Legal entities took fewer new loans in lei (-12.5% month on month), while volumes of foreign-currency loans fell 5.3% and currency-indexed loans fell 26.9%. Non-financial corporations accounted for 60.2% of new loans, and average rates moved to 8.74% in lei (+0.67 percentage points) and 5.49% in foreign currency (-0.13 percentage points).

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