The Bank of Greece published its annual report on prudential supervision and resolution activities in 2025, finding broad improvements across supervised institutions. Significant institutions recorded strong organic profitability, higher capital adequacy and continued credit expansion, while less significant institutions improved profitability and asset quality. The insurance market remained resilient despite rising claims costs and more frequent extreme weather events. Supervisory priorities include protecting capital adequacy, strengthening resilience to geopolitical and macroeconomic risks, managing climate-related risks and improving corporate governance. The Bank will also focus on risks arising from digitalization and artificial intelligence, including growing cyberthreats linked to the malicious use of frontier AI models. An International Monetary Fund Financial Sector Assessment Program completed in 2026 also commended the standard of the Bank’s supervision.
Bank of Greece2026-07-28
Bank of Greece reports improved bank fundamentals and prioritizes geopolitical, climate and digital resilience
The Bank of Greece reported stronger profitability, capital and asset quality across Greek banks in 2025, while the insurance market remained resilient. Its supervisory priorities focus on capital adequacy, geopolitical and climate risks, corporate governance, digitalization and AI-related cyberthreats.