The National Bank of Serbia's Executive Board has kept the countercyclical capital buffer rate for the Republic of Serbia at 0.5 percent. The decision leaves in place an additional capital layer for banks that can be released if specified risks materialize, supporting the resilience of the banking sector. The rate is determined quarterly using a reference indicator calculated under Serbia's bank capital adequacy framework and in line with European Systemic Risk Board guidelines. That indicator is based on the deviation of total credit, including domestic and cross-border lending, as a share of gross domestic product from its long-term trend. Based on March 2026 data, total credit amounted to 79.6 percent of GDP and the estimated deviation from trend was 4.6 percentage points.