The Superintendency of Banks of Panama released its Banking Activity Report, showing that the International Banking Center’s (CBI) net loan portfolio remained the main driver of balance-sheet expansion, rising 7.80% year on year to USD 99,613 million as of August 2025. CBI deposits also increased 7.03% to USD 113,158 million, while net assets reached USD 158,644.6 million, up 6.8% year on year. Loan growth was led by the external portfolio, which rose by USD 5,459.7 million (17.43%), compared with a USD 1,749.4 million (2.86%) increase in the domestic portfolio. Within deposits, domestic deposits grew by USD 2,378.5 million (3.67%) and external deposits increased by USD 5,057.4 million (12.35%). For the National Banking System (SBN), gross local lending totalled USD 64,704.8 million, up 2.6% (USD 1,625.8 million), and new loan disbursements reached USD 9,811.8 million, up 23.3% (USD 1,857.4 million). The report also cited legal liquidity and liquidity coverage ratio indicators above the regulatory threshold (51.51%) and a capital adequacy ratio of 15.78%.
Superintendencia de Bancos de Panama 2025-10-03
Panama's Superintendency of Banks publishes Banking Activity Report showing International Banking Center net loans up 7.8% to USD 99.6bn
The Superintendency of Banks of Panama's Banking Activity Report highlights a 7.80% increase in the International Banking Center's net loan portfolio to USD 99,613 million as of August 2025, with deposits rising 7.03% to USD 113,158 million. The report notes significant growth in the external loan portfolio and external deposits, alongside a 23.3% rise in new loan disbursements within the National Banking System. Legal liquidity and liquidity coverage ratios exceed the regulatory threshold, with a capital adequacy ratio of 15.78%.