The Office of the Comptroller of the Currency (OCC) published a list of Community Reinvestment Act (CRA) performance evaluations that became public between March 1, 2025, and March 31, 2025, covering 18 institutions. All 18 received ratings of either “outstanding” or “satisfactory.” Outstanding ratings were assigned to First Pioneer National Bank (Wray, Colorado), Barrington Bank & Trust Company, National Association (Barrington, Illinois), Beverly Bank & Trust Company, National Association (Chicago, Illinois), Central Savings, F.S.B. (Chicago, Illinois), Patrons Bank, National Association (Okmulgee, Oklahoma), Fulton Bank, National Association (Lancaster, Pennsylvania), First Dakota National Bank (Yankton, South Dakota), and The Santa Anna National Bank (Santa Anna, Texas); the remaining 10 institutions on the list were rated satisfactory. The OCC reiterated that CRA evaluations assess how institutions meet the credit needs of their entire communities, including low- and moderate-income neighborhoods, consistent with safe and sound operations, and noted its website maintains a searchable archive of public CRA evaluations issued since April 1996 and a list of institutions scheduled for CRA examinations in the next two calendar quarters.
Office of the Comptroller of the Currency 2025-04-01
Office of the Comptroller of the Currency releases CRA performance evaluations for 18 banks and federal savings associations made public in March 2025
The Office of the Comptroller of the Currency (OCC) released Community Reinvestment Act (CRA) performance evaluations for 18 institutions, all rated "outstanding" or "satisfactory." Eight institutions, including First Pioneer National Bank and Fulton Bank, received "outstanding" ratings. The OCC emphasized CRA evaluations assess how institutions meet community credit needs while maintaining safe operations.