The Bank of Finland’s latest money and banking statistics show that Finnish non-financial corporations excluding housing corporations drew EUR 6.2 billion in new loans in January to April 2026, down 18.0% from the same period in 2025. In April alone, new corporate lending rose 4% year on year to EUR 1.9 billion. The average rate on new corporate loans edged up to 4.07%, 76% of new April lending was linked to Euribor, and the corporate loan stock increased to EUR 63.5 billion, up 3.5% from a year earlier. First quarter credit quality data showed higher recognised losses on corporate loans. Loan losses totalled EUR 160 million, EUR 55 million more than a year earlier, while impairments fell slightly to EUR 740 million and the stock of non-performing corporate loans rose 3.7% to EUR 2.0 billion. Separate household data showed new housing loan drawdowns of EUR 1.2 billion in April, EUR 90 million less than a year earlier, with the average rate at 3.12%. Household deposits totalled EUR 117.2 billion at the end of April and carried an average rate of 0.81%. The next money and banking statistics release is scheduled for 30 June 2026.
Bank of Finland2026-06-02
Bank of Finland reports 18.0% fall in January to April corporate loan drawdowns as April lending rises and loan losses reach EUR 160 million
The Bank of Finland reported that Finnish non-financial corporations excluding housing corporations drew EUR 6.2 billion in new loans in January–April 2026, down 18% year on year, while April lending rose 4% to EUR 1.9 billion and the average rate on new corporate loans increased to 4.07%. Recognised losses on corporate loans rose to EUR 160 million and non-performing corporate loans to EUR 2.0 billion, while impairments declined to EUR 740 million. New housing loan drawdowns fell to EUR 1.2 billion in April with an average rate of 3.12%, and household deposits stood at EUR 117.2 billion with an average rate of 0.81%.