The Austrian Financial Market Authority has published consumer guidance explaining differences among crypto-assets, with a focus on how stablecoins operate and the risks they pose despite being designed to maintain a stable value against a reference asset such as a currency. It also addresses potential causes of stablecoin price fluctuations, the concept of a prolonged crypto market downturn and the difficulty of predicting crypto-asset prices. Consumers are advised to check whether a stablecoin is regulated under the European Union’s Markets in Crypto-Assets Regulation, assess whether claims of value stability are credible and consider their capacity to absorb losses. The authority also warns against providers promising guaranteed profits or exceptionally high returns.