France’s Ministry of Economics and Finance published an overview of measures taking effect in April 2026 for households and businesses, including revised usury rate caps for mortgage lending from 1 April and an immediate, sector-targeted support plan to address higher energy prices with a total estimated cost of nearly EUR 70 million. For households, the income tax filing campaign for 2025 income opens on 9 April 2026, while several social benefits are uprated by 0.8% from 1 April, including the Revenu de solidarité active at EUR 651.69 per month and the Allocation aux adultes handicapés at EUR 1,041.59 per month. The prime d’activité is also increased from 1 April, with an average gain of EUR 50 per month for around three million households, and the 2026 energy cheque mailing campaign starts on 1 April with automatic issuance for eligible recipients and outreach to potential beneficiaries who are not automatically identified. From 1 April, the France Travail subsidy for category B driving licences is removed, and new usury rate caps for home loans apply at 4% for fixed-rate loans under 10 years, 4.48% for 10 to 20 years, 5.19% for 20 years and above, 5% for variable-rate loans and 6.2% for bridging loans. For businesses, the “Vérif Permis” service used by public road passenger and freight transport employers to verify employees’ driving licences moves from per-query pricing to a single annual fee of EUR 40 excluding VAT for unlimited checks from 1 April. The April energy support plan includes an exceptional flat-rate aid of EUR 0.20 per litre for very small and small to medium-sized road transport firms facing major economic difficulties, fuel-bill reimbursements for French fishing equivalent to EUR 0.20 per litre, an excise duty exemption for agricultural non-road diesel, liquidity-focused measures such as deferral of social contributions and spreading of tax payments, and inter-sector solidarity measures including banking-sector flexibility.
Ministry of Economics & Finance (France) 2026-03-30
France’s Ministry of Economics and Finance updates usury rate caps and rolls out April energy price support and household measures
France’s Ministry of Economics and Finance detailed measures taking effect in April 2026 for households and businesses, including revised mortgage usury caps and an energy support plan of nearly EUR 70 million. Household measures include a 0.8% uprating of key social benefits, an increase in the prime d’activité, the 2026 energy cheque campaign, and new mortgage usury caps from 4% to 6.2% by loan type and maturity. Business measures include a flat annual fee for the “Vérif Permis” licence-checking service, targeted energy support for transport, fishing and agriculture, and liquidity measures such as deferral of social contributions and tax payment spreading.