The Office of the Comptroller of the Currency (OCC) announced lower assessment rates for the September 30, 2025 semiannual assessment, applying to all OCC-regulated institutions. The revised calendar year 2025 rates take effect on September 30, 2025 and will be reflected in the semiannual assessments paid on that date. Under the updated fee schedules, general assessment rates fall by 30 percent for assets up to USD 40 billion and by 22 percent for assets above USD 40 billion. Rates in the independent trust and independent credit card assessment fee schedules are reduced by 22 percent, and the hourly fee for special examinations and investigations drops to USD 137 from USD 176, with the OCC stating it will still recover the cost of this work. The OCC described the change as its fifth decrease in assessments since 2017 and linked the reduction to operating efficiencies and modernization efforts.