The Central Bank of the Dominican Republic convened a meeting with the heads of the country’s commercial banks, alongside the Superintendent of Banks, to take stock of financial sector performance and agree on safeguarding sector credibility in support of financial and macroeconomic stability. The Governor reported that financial stability analysis and stress tests of the consolidated financial system showed no evidence of vulnerabilities that could compromise the provision of financial services. The central bank presented indicators pointing to strong capitalisation, profitability, solvency and credit quality, including consolidated assets of DOP 4.19 trillion (up 9.3% year-on-year), with 91% of loans rated A or B, a consolidated non-performing loan ratio of 1.8%, and coverage of past-due loans of 162.5%. Liquidity buffers included more than DOP 96 billion in overnight deposits at the central bank, while consolidated liabilities reached DOP 3.6 trillion (up 9.1% year-on-year), 87.5% of which were public deposits. Profitability indicators were reported at 2.6% return on assets and 21.7% return on equity, and the solvency ratio stood at 17.1% versus a 10% legal minimum; the Governor also highlighted Banco de Reservas’ financial indicators, including a 17.6% solvency ratio and a 1.3% delinquency rate.
Central Bank of the Dominican Republic 2025-12-22
Central Bank of the Dominican Republic reviews banking sector performance with major lenders and reports stress tests show no vulnerabilities
The Central Bank of the Dominican Republic met with commercial bank leaders and the Superintendent of Banks to review financial sector performance and ensure credibility. The Governor reported no vulnerabilities, highlighting strong capitalisation, profitability, and solvency, with consolidated assets at DOP 4.19 trillion and a non-performing loan ratio of 1.8%. Key indicators included a 17.1% solvency ratio, 2.6% return on assets, and 21.7% return on equity.