The State Bank of Pakistan has launched Pakistan’s Financial Inclusion Index (P-FII), a composite measure of financial inclusion that assesses access to, usage of and quality of financial services, and published results showing an overall inclusion score of 58.1 for 2024. The index aggregates 69 indicators covering banking, non-banking and payment services provided by banks and financial institutions, including measures of financial sector infrastructure, uptake of products and services, and service quality. Each indicator is benchmarked against a defined target value representing the projected outcome SBP aims to achieve by 2030, with the methodology positioned as aligned with international practice. SBP framed the P-FII as an evidence base to support implementation of the National Financial Inclusion Strategy 2024–28 under its financial inclusion mandate in the State Bank of Pakistan Act 1956. Development began in 2023 with a research review of methodologies used by other central banks and multilateral organizations, followed by consultations with domestic and international stakeholders. SBP intends to disseminate the P-FII results annually and has made a detailed paper on the index available on its website.
State Bank of Pakistan 2025-12-31
State Bank of Pakistan launches Pakistan’s Financial Inclusion Index and reports 2024 inclusion score of 58.1
The State Bank of Pakistan has launched the Pakistan Financial Inclusion Index (P-FII), a composite measure assessing access, usage, and quality of financial services, with a 2024 inclusion score of 58.1. The index, comprising 69 indicators, supports the National Financial Inclusion Strategy 2024–28 and aligns with international practices. Results will be disseminated annually, with a detailed methodology paper available on the SBP website.