The Federal Deposit Insurance Corporation (FDIC) issued its list of institutions scheduled for Community Reinvestment Act (CRA) examinations in the fourth quarter of 2025, covering examinations planned for 1 October 2025 through 31 December 2025. The release fulfils the CRA requirement for each federal bank and thrift regulator to publish a quarterly CRA examination schedule at least 30 days before the start of the quarter. CRA examinations are scheduled based on an institution’s asset size and CRA rating, and the FDIC noted limits on exam frequency for smaller institutions absent reasonable cause, including no more frequently than once every 48 months for institutions with USD 250 million or less in assets rated Satisfactory, and once every 60 months for those rated Outstanding. The schedule is based on the best information available and may change, including where an institution is examined in connection with an application for a deposit facility or where examination timing shifts due to resource demands; any rescheduling to a different quarter will be reflected in a later list. Public comments on listed institutions are encouraged, and comments received before completion of an examination will be considered.

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