The Insurance Supervision Agency of Montenegro said a mission by experts from Germany’s Federal Financial Supervisory Authority under the Twinning project on support for financial services regulation in Montenegro helped strengthen the agency’s risk based insurance supervision in line with the Solvency II framework, including assessment of insurers’ risk exposures and their potential impact, the quality of risk management, and the adequacy of capital to cover obligations, as part of broader work to modernize the regulatory framework and align supervision with European standards.