The Italian Institute for Insurance Supervision (IVASS) published a statistical bulletin on insurance litigation in motor third-party liability (MTPL) and boating liability for 2024, outlining the level of disputes between insurers, policyholders and injured parties and the associated provisions. The data show a continued decline in pending cases and quantify the reserves insurers hold against outstanding litigation. At end-2024, pending cases totalled 175,223, down 12.7% from end-2023 and 18.7% from 2020, with 98.6% classified as civil proceedings. During 2024, 71,879 first-instance civil cases were closed, with 44.6% ending in settlement, 22.9% in favour of the insured, 21.7% in favour of the insurer and 10.8% closed following withdrawal. The clearance rate was 30.3% for cases pending at the start of the year or filed during 2024, with civil proceedings closing faster than criminal ones (30.3% versus 25.4%). Reserves set aside for pending cases amounted to EUR 4.5bn, averaging EUR 25,000 per case, rising above EUR 75,000 for personal-injury-only claims and to EUR 96,000 for criminal cases; first-instance civil litigation accounted for EUR 3.9bn (87.6%) of reserves, with an average of EUR 10,000 for Justice of the Peace cases versus EUR 110,000 in Tribunal cases. IVASS-supervised insurers held 93.8% of litigation reserves and showed higher average reserves per case than non-supervised foreign insurers (EUR 27,313 versus EUR 12,932), alongside a higher clearance rate (30.8% versus 26%).

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