The Bank of Lithuania published monetary financial institution (MFI) balance sheet and interest rate statistics for June 2025. The data show an increase in deposits held by Lithuanian residents with credit institutions and continued loan growth, alongside broad declines in weighted interest rates on new business for both deposits and loans. Deposits of Lithuanian residents with credit institutions rose by EUR 337.9 million (0.8%) over the month, driven by household deposits up EUR 324.8 million (1.3%) while non-financial corporation deposits fell by EUR 137.0 million (1.3%); end-of-month outstanding amounts were EUR 26.3 billion for households and EUR 10.5 billion for non-financial corporations. Loans granted by credit institutions to Lithuanian residents increased by EUR 400.4 million (1.3%), with lending to non-financial corporations up EUR 213.0 million (1.6%) and lending to households up EUR 214.3 million (1.3%); household consumption lending rose 3.3% over the month. Interest rates on new business declined to 5.01% for household loans (down 0.17 percentage points) and to 4.53% for loans to non-financial corporations (down 0.20 percentage points), while rates on new business deposits with agreed maturity fell to 1.88% for households (down 0.07 percentage points) and to 1.84% for non-financial corporations (down 0.12 percentage points).
Bank of Lithuania 2025-07-25
Bank of Lithuania publishes June 2025 MFI statistics showing household deposits up EUR 324.8 million and lending up EUR 400.4 million as new rates fall
The Bank of Lithuania released June 2025 MFI balance sheet and interest rate statistics, highlighting a EUR 337.9 million (0.8%) increase in deposits by Lithuanian residents and a EUR 400.4 million (1.3%) rise in loans. Household deposits grew by EUR 324.8 million (1.3%), while non-financial corporation deposits decreased by EUR 137.0 million (1.3%). Interest rates on new loans and deposits declined, with household loan rates at 5.01% and non-financial corporation loan rates at 4.53%.