The Central Bank of Nicaragua published banking and financial system indicators showing continued growth and stable liquidity, solvency and profitability through June 2026. Public deposits rose 14.4% year over year to NIO 295.45 billion, while gross credit increased 11.2% to NIO 247.01 billion. Performing loans remained at 95.8% of gross credit, although the past-due loan ratio increased to 1.4% from 1.1% in June 2025. The liquidity ratio was 33.5%, capital adequacy reached 19.3%, return on equity rose to 13.8%, and return on assets was unchanged at 2.3%. Financial institutions also exceeded reserve requirements in both domestic and foreign currency.
Central Bank of Nicaragua2026-07-31
Central Bank of Nicaragua reports double-digit deposit and credit growth through June 2026
The Central Bank of Nicaragua reported that public deposits grew 14.4% and gross credit rose 11.2% year over year through June 2026. Capital adequacy stood at 19.3%, while the past-due loan ratio increased to 1.4% from 1.1% a year earlier.