The Central Bank of Trinidad & Tobago released a Financial Literacy Month weekly tips roundup focused on protecting customer accounts from cybercriminals, with guidance on identifying phishing scams and avoiding common forms of internet fraud. The roundup explains phishing as attempts to obtain sensitive information such as usernames, passwords, and credit card details by impersonating trusted sources via deceptive emails or text messages. It advises treating requests for personal information as suspicious, noting that legitimate organisations do not solicit such details through email or text, and warns against urgent messages about account issues or payment failures, recommending users avoid clicking links and instead use official websites or verified contact channels. Additional red flags and fraud types highlighted include spelling and grammar errors in messages, identity theft involving unauthorised transactions or purchases, and romance fraud involving fake profiles and inconsistent stories, alongside practical cautions for e-commerce such as not sending money to someone you have not met in person and avoiding face-to-face meetings with unverified sellers.