The Slovenia Insurance Supervision Agency has convened its Insured 360º international conference to examine how insurers and regulators can protect policyholders as longevity, natural catastrophes and artificial intelligence reshape risks and insurance services. Opening remarks emphasized that more rules and disclosures do not necessarily improve protection, and that regulatory simplification should assess whether each requirement produces a practical benefit for consumers rather than amount to deregulation. Discussions focused on maintaining access to affordable coverage while anticipating climate-related losses and governing the use of AI. Speakers highlighted the potential for AI and data analytics to support tailored products and faster claims handling, subject to fairness, transparency and privacy safeguards. They also called for proportionate, understandable regulation and broader insurance frameworks combining private coverage, regulation and public-private mechanisms to address protection gaps. Later sessions will cover longevity and younger people’s financial outlook, catastrophe risks and AI in insurance. The program includes results from a seismic stress test and estimated losses under earthquake scenarios.

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