The Federal Deposit Insurance Corporation published its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act, covering the evaluation ratings assigned in April 2025. The Community Reinvestment Act requires the FDIC to assess a bank’s record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods, consistent with safe and sound operations. The Financial Institutions Reform, Recovery, and Enforcement Act of 1989 requires public disclosure of CRA evaluations and ratings for each bank or thrift examined on or after 1 July 1990; the FDIC also pointed to a consolidated list of publicly available evaluations since that date and noted that individual CRA evaluations can be obtained from the bank or from the FDIC’s Public Information Center.
Federal Deposit Insurance Corporation 2025-07-03
Federal Deposit Insurance Corporation publishes April 2025 Community Reinvestment Act examination ratings for state nonmember banks
The Federal Deposit Insurance Corporation (FDIC) released its list of state nonmember banks evaluated for compliance with the Community Reinvestment Act (CRA), detailing ratings assigned in April 2025. The CRA mandates the FDIC to assess banks' efforts in meeting community credit needs, including those of low- and moderate-income neighborhoods. Public disclosure of CRA evaluations and ratings is required under the Financial Institutions Reform, Recovery, and Enforcement Act.