The Central Bank of Cyprus published the results of its Bank Lending Survey for the first quarter of 2026, including participating banks' expectations for the second quarter. The survey showed that credit standards for loans to businesses and households were unchanged from the previous quarter, while overall terms and conditions for new business loans tightened. Terms for housing loans and for consumer and other household lending were unchanged, and net loan demand increased from both businesses and households across loan categories. For the second quarter of 2026, participating banks expect credit standards for both businesses and households to become tighter. Net loan demand is expected to remain unchanged in all loan categories.
Central Bank of Cyprus2026-06-23
Central Bank of Cyprus publishes first quarter bank lending survey showing stable credit standards and expected second quarter tightening
The Central Bank of Cyprus published its first quarter 2026 Bank Lending Survey, which showed unchanged credit standards for business and household loans, tighter overall terms for new business lending, and higher net loan demand. Participating banks expect credit standards to tighten for both businesses and households in the second quarter, while loan demand is expected to stay unchanged across all loan categories.