The Bank of England has put its renewed Real-Time Gross Settlement (RTGS) service, known as RT2, into live operation from 28 April 2025. The renewed platform is intended to support the Bank’s strategic objectives for RTGS and CHAPS by acting as an open platform for change and innovation, improving wholesale settlement efficiency and facilitating greater competition. RT2 is positioned alongside the introduction of ISO 20022 payments for CHAPS in 2023, with the combined changes aimed at enhanced resilience, greater interoperability, increased user functionality and greater access.