The State Bank of Vietnam (SBV) branches in Hai Duong and Dak Lak held conferences to review 2024 banking activity in their provinces and roll out 2025 work programmes, reporting rising deposits and credit alongside low reported non-performing loan (NPL) ratios. In Hai Duong, total mobilised funds reached VND 213.165 trillion (up 9%) and outstanding credit hit VND 152.383 trillion (up 13.76% year on year), with on-balance-sheet NPLs at 0.59% of total credit. Lending to priority segments remained significant, including agriculture and rural development (up 3.2%, 36.1% of total credit), small and medium-sized enterprises (up 6.5%) and exports (up 37.4%). In Dak Lak, mobilised funds were VND 96.537 trillion (up 16.12% from the start of the year) and outstanding loans were VND 168.595 trillion (up 11.05%), with NPLs at 1.08%; agriculture and rural lending was around VND 83.900 trillion (49.76% of total), SME lending around VND 21.200 trillion (12.57%), export lending around VND 2.500 trillion (1.48%), and Vietnam Bank for Social Policies balances VND 8.026 trillion (4.76% of total). Provincial leaders called on local banks to continue implementing Government and SBV direction, including maintaining credit support for priority sectors, advancing bank–business connectivity, supporting customers facing difficulties, and accelerating information technology adoption and digital transformation. The events also included local commendations, including an SBV Governor’s certificate of merit awarded in Dak Lak for contributions to implementing social policy credit.

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