The National Bank of Moldova has expanded its MIA Instant Payments system with QR code functionality for business-to-business transfers. Businesses can scan a QR code and authorize payments through online banking, allowing funds to reach the recipient immediately at any time and at low cost. The feature extends the MIA business-to-business service launched in spring 2026 and is intended to simplify liquidity management and commercial transactions. MIA has expanded steadily since its March 2024 launch, moving beyond phone number-based transfers between individuals to support QR codes, payment links and requests, merchant payments, payments to public institutions and transfers between businesses. More than 1 million unique users can receive transfers or payment requests through their phone numbers, while over 12,000 businesses provide more than 24,000 MIA payment acceptance points.
2026-09-15National Bank of Moldova
National Bank of Moldova adds QR code business transfers to MIA instant payments system
The National Bank of Moldova has added QR code payments to MIA’s business-to-business instant transfer service. Businesses can authorize low-cost payments through online banking, with funds delivered immediately at any time. MIA now has more than 1 million unique users and connects over 12,000 businesses.