The Superintendency of Banks of Panama presented the 2025 financial results of Panama’s International Banking Center, reporting year-on-year growth in deposits, credit and assets alongside liquidity and capital ratios that remained above regulatory benchmarks. Total deposits stood at USD 116,810 million at December 2025, up 5.72% (USD 6,323.0 million), driven mainly by external deposits which rose 11.07% to USD 46,568 million. Domestic private deposits increased 2.46% to USD 70,242 million. Net credit reached USD 100,000 million, growing 5.06% (USD 4,813 million), with the private-sector portfolio more concentrated in mortgages, personal consumption and commerce, which together rose from 78.7% to 80.2% of total credit. Net assets increased 4.23% to USD 163,014.7 million, while the legal liquidity ratio was 54.87%, the liquidity coverage ratio exceeded the regulatory threshold and the capital adequacy index was 16.34%. The authority also reiterated its risk-based supervisory approach and focus on compliance with anti-money laundering requirements, and the event programme included an International Monetary Fund-led session on regulatory and supervisory perspectives on cybersecurity.
Superintendencia de Bancos de Panama 2026-02-25
Superintendency of Banks of Panama presents 2025 International Banking Center results as deposits reach USD 116,810 million and net loans USD 100,000 million
The Superintendency of Banks of Panama reported growth in Panama’s International Banking Center for 2025, with deposits at USD 116,810 million and net credit at USD 100,000 million. Liquidity and capital ratios exceeded regulatory benchmarks, with a legal liquidity ratio of 54.87% and a capital adequacy index of 16.34%. The authority emphasized its risk-based supervisory approach and compliance with anti-money laundering requirements, featuring an IMF-led session on cybersecurity.