The National Credit Union Administration (NCUA) published its latest Quarterly U.S. Map Review, reporting that federally insured credit unions saw median growth in shares and deposits over the year to the fourth quarter of 2024, while loans outstanding were unchanged and delinquency increased. At the national median, assets rose 0.9% and shares and deposits increased 0.8%. The median total delinquency rate reached 69 basis points at end-2024, up from 61 basis points at end-2023, and 86% of federally insured credit unions reported positive year-to-date net income in the fourth quarter of 2024, compared with 87% a year earlier. The review covers performance indicators across all 50 states and the District of Columbia and also includes state-level unemployment rates and home price information.
National Credit Union Administration 2025-03-19
National Credit Union Administration reports median credit union assets and deposits grew in 2024 while delinquency rose
The National Credit Union Administration's latest Quarterly U.S. Map Review shows federally insured credit unions saw median growth in shares and deposits by the end of 2024, with loans outstanding unchanged and delinquency rates rising. National median assets rose by 0.9%, while shares and deposits grew by 0.8%. The median total delinquency rate increased to 69 basis points, and 86% of credit unions reported positive net income, slightly down from 87% the previous year.