The State Bank of Vietnam’s Region 9 Branch held a conference in Da Nang to review 2025 banking activity and set tasks for 2026, with Standing Deputy Governor Doan Thai Son calling for tighter discipline in implementing SBV directions, including the Governor’s Directive 01 of 2026. Priorities for 2026 include strengthening state management across currency, credit, banking, foreign exchange and gold in the region, increasing inspection and supervision to detect risks and legal violations, and stepping up bad debt control and credit quality measures. Operational focus areas also include requiring credit institutions to adopt a more customer-centric approach, expanding bank–enterprise engagement to resolve credit bottlenecks, and improving coordination and risk management for customers operating across localities. The agenda further emphasises digital transformation and non-cash payments with stronger payment security, ensuring adequate cash supply, and administrative reform through fully online public services and enhanced monetary-policy communications. Region 9 reported that it had consolidated and merged SBV branches across five provinces and cities under a new operating model without interrupting banking services. It estimated that by 31 December 2025 total capital mobilisation reached VND 605,071bn, up 16.98% from end-2024, while outstanding loans totalled VND 668,168bn, up 16.92%, with a bad debt ratio of 1.35% across 194 branches of credit institutions and People’s Credit Funds; it also outlined work supporting Da Nang’s Vietnam International Financial Center project, including participation in steering and preparatory bodies, input to the legal framework and implementing decrees, and outreach to banks, fintechs and international partners.
State Bank of Vietnam 2026-01-10
State Bank of Vietnam reviews 2025 banking results in Region 9 and sets 2026 priorities after reporting VND 668,168bn in loans and 1.35% bad debt ratio
The State Bank of Vietnam’s Region 9 Branch held a conference in Da Nang to review 2025 banking activities and set 2026 priorities, emphasizing tighter discipline, enhanced state management, and improved risk control. Key focuses include digital transformation, non-cash payments, and supporting Da Nang’s Vietnam International Financial Center project, with significant growth reported in capital mobilization and loans by the end of 2025.