The Central Bank of Cyprus published updated aggregate data on the Cyprus banking sector’s profitability, balance sheet and capital adequacy with reference date 30 June 2025. The release shows a year-on-year decline in first-half profitability, alongside quarter-on-quarter growth in total assets and an improvement in the sector’s Common Equity Tier 1 (CET1) ratio. Sector profitability in the first half of 2025 fell by EUR 25 million to EUR 578 million (from EUR 603 million in June 2024), primarily reflecting lower net interest income. Total assets increased by EUR 950 million (1.4%) in the second quarter of 2025 to EUR 66,976 million (from EUR 66,026 million in March 2025), mainly due to higher loans and advances. The CET1 ratio improved by 0.4 percentage points to 26.3% (from 25.9% in March 2025), driven by an increase in CET1 capital that offset a corresponding rise in the total risk exposure amount.
Central Bank of Cyprus 2025-09-24
Central Bank of Cyprus publishes June 2025 banking sector aggregates showing lower profitability, higher assets and a 26.3% CET1 ratio
The Central Bank of Cyprus released updated data on the banking sector as of 30 June 2025, highlighting a year-on-year decline in first-half profitability by EUR 25 million to EUR 578 million, due to lower net interest income. Total assets grew by EUR 950 million (1.4%) in Q2 2025, reaching EUR 66,976 million, driven by higher loans and advances. The Common Equity Tier 1 (CET1) ratio improved by 0.4 percentage points to 26.3%, supported by increased capital.