The Central Bank of Colombia published External Regulatory Circular DSP-465 (Matter 18) updating the framework for interoperability of instant low-value payment systems and fully replacing the DSP-465 circular issued on 20 September 2024. The circular is addressed to administrators of low-value payment systems that process services for instant payment orders and/or instant funds transfers, and was also circulated to the Financial Superintendence of Colombia and the Superintendence of the Solidarity Economy.