The Central Bank of Nicaragua published its banking and financial system indicators through July 2026, reporting continued strength in liquidity, solvency and profitability. Public deposits grew 14.4% year over year to NIO 300.81 billion, while gross credit increased 11.7% to NIO 248.33 billion. Performing loans remained at 95.8% of the gross portfolio, although the past-due loan ratio rose to 1.4% from 1.1% in July 2025. The liquidity ratio was 34.7%, and reserve requirements were exceeded in both domestic and foreign currency. Return on equity reached 13.8%, return on assets was unchanged at 2.3%, and capital adequacy increased to 19.2% from 19% a year earlier.
2026-09-02Central Bank of Nicaragua
Central Bank of Nicaragua reports double-digit deposit and credit growth through July 2026
The Central Bank of Nicaragua reported that public deposits grew 14.4% and gross credit rose 11.7% year over year through July 2026. Capital adequacy reached 19.2%, while the past-due loan ratio increased to 1.4% from 1.1% a year earlier.