The Financial Services Regulatory Authority of Ontario (FSRA) has imposed administrative penalties of CAD 55,000 on Harpinder “Nancy” Deol and CAD 45,000 on 1539339 Ontario Inc., and set conditions on the renewal of Deol’s mortgage agent licence. The action follows a settlement and relates to contraventions of Ontario’s Mortgage Brokerages, Lenders and Administrators Act, 2006 and its regulations. FSRA found that Deol dealt in mortgages for remuneration while not acting on behalf of her brokerage and received remuneration from a person other than her brokerage, while 1539339 Ontario Inc. carried on business as a mortgage lender in Ontario without a licence.