The Central Bank of the Republic of Azerbaijan has started accepting applications for participation in the third phase of its special regulatory regime, which allows innovative financial products and services to be tested on a limited basis under the central bank’s supervision. This stage is focused on applications to test fintech products and services. The application window will remain open for two months, with submissions accepted until August 25, 2026. Innovative financial products that meet the regime’s criteria will be eligible to enter testing under a contract with the central bank. The framework is intended to support the development of innovative financial solutions and broaden access to financial services while promoting a more transparent and efficient financial market.