The Croatian Financial Services Supervisory Agency announced its programme of activities for Global and European Money Week running from 17 to 23 March 2025, with staff participating in public events and school-based training to promote financial literacy and explain Hanfa’s remit. Alongside the event programme, Hanfa published results from its ongoing surveys of financial literacy among primary and secondary school pupils. Planned activities include lectures for secondary school pupils and university students with the Croatian Chamber of Economy, participation in Financial Literacy Week at the Faculty of Economics and Business in Zagreb, and a University of Dubrovnik panel on financial frauds targeting citizens. Hanfa will also co-host a student discussion on digital payments and readiness for a cashless society with the Croatian National Bank and the Zagreb School of Economics and Management, and run additional training sessions with primary and secondary schools. In its 2024 survey, conducted on 333 secondary school pupils and 326 primary school pupils, primary pupils scored relatively highly for their age but showed weaker understanding of budgeting and the difference between saving and investing. For secondary pupils, financial behaviour was the strongest component, but there was a gap between self-assessed knowledge and actual understanding, with 20% correctly calculating the real interest rate, 22% recognising that third pension pillar contributions are not mandatory, and 58% saying money is primarily there to be spent. Hanfa also reported 42 entries to a student video competition on financial literacy, with the top school receiving an interactive screen as a prize, and noted survey feedback from teachers supporting inclusion of financial literacy in the curriculum while highlighting training needs. Hanfa indicated it will continue training initiatives for teachers in response to reported knowledge gaps.

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