The Federal Reserve Bank of Kansas City has released the Fourth Quarter 2025 results of its semiannual Bank Capital Analysis, a data-based measure of capital strength across the banking industry. The update shows that leverage ratios for U.S. global systemically important banks declined year over year and remained below those of other U.S. bank groups. As of December 31, 2025, the weighted average tier 1 leverage ratio for U.S. G-SIBs had fallen 30 basis points from a year earlier to 6.81 percent, after trending upward through year-end 2023. That remained below the comparable leverage capital ratios for large banks at 9.83 percent, regional banks at 10.17 percent, and community banks at 10.89 percent. The weighted average supplementary leverage ratio for G-SIBs, also referred to as the Basel III leverage ratio, also declined, falling 27 basis points year over year to 5.70 percent. The Bank Capital Analysis presents leverage ratios for individual U.S. G-SIBs, non-U.S. G-SIBs, and U.S. large, regional, and community banking organizations.
Federal Reserve Bank of Kansas City2025-05-26
Federal Reserve Bank of Kansas City releases Bank Capital Analysis showing U.S. G SIB tier 1 leverage ratio at 6.81 percent and SLR at 5.70 percent
The Federal Reserve Bank of Kansas City released Fourth Quarter 2025 results of its semiannual Bank Capital Analysis, showing year-over-year declines in leverage ratios for U.S. global systemically important banks (G-SIBs). As of December 31, 2025, the weighted average tier 1 leverage ratio for U.S. G-SIBs fell 30 basis points to 6.81 percent and remained below large, regional, and community banks, while the weighted average supplementary leverage ratio declined 27 basis points to 5.70 percent. The analysis also provides leverage ratios for individual U.S. and non-U.S. G-SIBs.