The Central Bank of the Republic of Kosovo has released its scheduled statistical update on commercial banks for February 2025, reporting modest month-on-month growth in the sector’s balance sheet alongside a slight widening in the interest rate spread. Total assets reached EUR 8.43bn, up 0.29% from the previous month, while gross loans rose to EUR 5.90bn, an increase of EUR 89.19m (1.53%). New lending in February totalled EUR 230.54m and the average lending rate edged up to 6.04% from 6.01% in January. Client deposits increased to EUR 6.89bn, up EUR 14.57m (0.21%), with term deposits accounting for 29.23% of the total and households holding 66.64% (around EUR 4.59bn). New deposits amounted to EUR 85.24m and the average deposit rate declined to 2.99% from 3.01%, taking the loan-deposit interest margin to 3.05% (from 3.0%) and the loan-to-deposit ratio to 85.74%. Total banking capital fell 0.71% to EUR 999.01m, while loan provisions increased 1.23% to EUR 136.04m.
Central Bank of the Republic of Kosovo 2025-03-26
Central Bank of the Republic of Kosovo publishes February 2025 commercial bank statistics showing gross loans at EUR 5.90bn and deposits at EUR 6.89bn
The Central Bank of the Republic of Kosovo's February 2025 statistical update shows modest growth in commercial banks' balance sheets and a slight widening of the interest rate spread. Total assets rose to EUR 8.43bn, with gross loans increasing to EUR 5.90bn and new lending reaching EUR 230.54m. Client deposits grew to EUR 6.89bn, while the average deposit rate declined, affecting the loan-deposit interest margin and loan-to-deposit ratio.