The Federal Deposit Insurance Corporation published a list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act, disclosing the examination ratings it assigned in January 2026. The Community Reinvestment Act requires the FDIC to assess a bank’s record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods, consistent with safe and sound operations, and federal law requires public disclosure of CRA evaluations and ratings for examinations conducted on or after July 1, 1990. The attached list identifies each institution and its CRA rating code, with ratings shown as either “S” or “O”, and the FDIC notes that individual CRA evaluations are available from the bank and through the FDIC’s Public Information Center, alongside a consolidated historical list of publicly available CRA ratings.
Federal Deposit Insurance Corporation 2026-04-03
Federal Deposit Insurance Corporation publishes January 2026 Community Reinvestment Act ratings for 38 state nonmember banks
The Federal Deposit Insurance Corporation published its January 2026 list of state nonmember banks evaluated for compliance with the Community Reinvestment Act, including the examination ratings assigned. The list identifies each institution and its rating code, shown as either “S” or “O”, with full CRA evaluations available from the banks and the Federal Deposit Insurance Corporation’s Public Information Center.