The National Bank of Moldova has published detailed draft amendments to its open banking interface requirements, advancing the recently introduced national standard by adding corporate access, recurring payments and expanded authentication options. The proposal would require account servicing payment service providers to support authorized representatives of legal entities, including multilevel approvals, and offer decoupled strong customer authentication for corporate users alongside redirect-based authentication. The draft supports fixed- and variable-amount recurring payments through domestic account-to-account and instant payment products. Variable payments would be capped at MDL 2,000 per transaction and checked against the authorized consent, while providers would have to maintain consent and payment statuses, manage rejection and revocation, and expose standardized application programming interface endpoints. It also specifies separate account-information and payment-initiation dashboards, limits unattended account-information requests to four per 24 hours and restricts instant payments to supported person-to-person and person-to-business transactions. The proposed decision would take effect upon publication in the Official Gazette. Covered payment service providers would generally have 16 months to comply, while the single-active-consent rule and default provision of the current available balance would carry a six-month implementation period.
2026-09-02National Bank of Moldova
National Bank of Moldova proposes expanding open banking interfaces to corporate access and recurring payments
The National Bank of Moldova has proposed detailed amendments expanding its open banking standard to legal entities, decoupled authentication and recurring payments. The draft supports fixed and variable recurring payments, with a MDL 2,000 cap for each variable payment, and adds standardized consent, status and dashboard requirements. Providers would generally have 16 months to comply after the decision takes effect, with two specified requirements due within six months.