The Financial Crimes Enforcement Network (FinCEN) assessed a USD 80,000,000 civil money penalty against Canaccord Genuity LLC for willful violations of the Bank Secrecy Act, marking the largest BSA penalty ever imposed on a broker-dealer. The action centres on widespread failures to implement and maintain an AML program that met BSA requirements, including risk-based customer due diligence and internal controls for monitoring suspicious activity. FinCEN found that these deficiencies contributed to Canaccord’s failure to timely detect and report numerous securities fraud schemes and to its onboarding of high-risk customers with reported ties to illicit actors. The firm failed to file at least 160 suspicious activity reports across dozens of over-the-counter securities, with the underlying suspicious transactions estimated by FinCEN to be in the thousands. Under the resolution, Canaccord admitted willful BSA violations, including failures to maintain an effective AML program, conduct required due diligence on correspondent accounts for foreign financial institutions, and file SARs; FinCEN also noted cooperation with the US Securities and Exchange Commission and the Financial Industry Regulatory Authority.