In an episode of the National Bank of Moldova’s “Meaning of Money” podcast on investment and European integration, Governor Anca Dragu reported that about two-thirds of the European Banking Authority’s equivalence assessment has been completed. She also said Moldova’s first 11 months in the Single Euro Payments Area generated savings of nearly EUR 15 million for businesses and individuals, extending the financial benefits reported during the country’s initial months of participation. Dragu cited banks’ own funds at about 2.5 times the legal requirement and liquidity at nearly three times the regulatory limit, indicating capacity to continue lending. More than 90% of banking assets are owned and managed by European Union entities, while SEPA participation reflects alignment in areas including anti-money laundering, payment systems and banking supervision. Natalia Bejan, director of Moldova’s Investment Agency, said EU integration gives Moldovan companies access to a market of 450 million consumers and encourages higher-value production, although investors’ decisions remain dependent on sector-specific factors rather than SEPA access alone.
2026-09-28National Bank of Moldova
National Bank of Moldova Governor reports EBA equivalence review two-thirds complete and SEPA savings near EUR 15 million
In a National Bank of Moldova podcast, Governor Anca Dragu said the European Banking Authority equivalence assessment is about two-thirds complete and SEPA has saved users nearly EUR 15 million over 11 months. She cited capital and liquidity well above regulatory requirements as evidence that banks can support investment. Investment Agency Director Natalia Bejan said EU integration expands market access and lowers barriers, though investment decisions remain sector-specific.