The Central Bank of Brazil has changed the rules for contactless Pix by removing the fixed BRL 500 ceiling and applying the same limit-management model used for other Pix payments. Under the update, contactless Pix transactions and payments initiated through the no-redirect journey in Open Finance will follow user-defined daily and per-transaction limits, which customers can ask their bank to increase or reduce through the limit-management tools that banks must make available in their apps. The change allows higher-value contactless Pix payments, subject to the limits set by the user, and makes the experience closer to the existing Pix payment journeys based on keys or QR codes. It also extends to Open Finance payments made without redirection, including transactions through compatible digital wallets, with the aim of unifying the rules and reducing regulatory differences across payment journeys that serve the same function in physical and digital commerce. The rule takes effect on 1 October 2026, giving financial and payment institutions time to make the necessary operational adjustments.
Central Bank of Brazil2026-06-19
Central Bank of Brazil removes BRL 500 cap on contactless Pix and aligns limits with broader Pix rules
The Central Bank of Brazil has removed the fixed BRL 500 cap on contactless Pix and applied the standard Pix limit framework to contactless and no-redirect Open Finance payment journeys. Users will be able to adjust daily and per-transaction limits through their bank's app. The change takes effect on 1 October 2026.