The Superintendency of Banks of Panama reported continued balance sheet growth at the International Banking Center through August 2026, led by deposits, credit and securities investments. Deposits rose 6.83% year over year to USD 120.89 billion, while net loans increased 4.87% to USD 104.47 billion, extending the recent pattern of stronger growth in external business. External deposits grew 9.87% to USD 50.55 billion, and external loans increased 9.33% to USD 40.22 billion, accounting for about 71% of net loan growth. Total assets rose 6.80% to USD 169.43 billion, with a 20.95% increase in net securities investments contributing about 65% of the expansion, while net liquid assets declined 7.43%. Prudential metrics remained above required levels: legal liquidity was 57.02% for the National Banking Center and 55.02% for the National Banking System, against a 30% minimum, while the capital adequacy ratio was 15.72% as of June, above the 8% minimum and applicable additional requirements. Net profit increased 0.32% year over year to USD 1.97 billion. Net interest income rose 4.37%, operating income increased 10.67% and profit before provisions advanced 5.93% to about USD 2.47 billion.
Superintendency of Banks of Panama reports 6.83% deposit growth and prudential ratios above regulatory minimums
The Superintendency of Banks of Panama reported that International Banking Center deposits rose 6.83% year over year to USD 120.89 billion and net loans increased 4.87% to USD 104.47 billion through August 2026. External lending accounted for about 71% of loan growth, while liquidity and capital adequacy remained above regulatory minimums.