The Central Bank of Russia published its Banking Regulation Review for 2025 Q2, setting out near-term regulatory work and summarising measures already implemented in banking regulation and supervision. Planned initiatives include engaging market participants on a concept for new requirements for subordinated instruments and publishing updated approaches to credit institutions’ internal capital adequacy assessment processes to assess their regulatory impact. Recent initiatives cited in the review include the transition of all banks with a universal licence to a finalised, more risk-sensitive approach to calculating capital adequacy ratios, alongside decisions on assessing credit concentration. Updated requirements for banks’ financial stability recovery plans were submitted for state registration, with stress scenario parameters and indicators established for triggering recovery measures. The Central Bank of Russia also referenced previously released materials on promising areas for banking regulation and supervision, planned changes to risk assessment for lending to public-private partnership projects, and a concept for developing a method to assess banks’ economic situation.
Central Bank of Russia 2025-09-05
Central Bank of Russia outlines consultation on subordinated instrument requirements and updated ICAAP approaches
The Central Bank of Russia released its Banking Regulation Review for 2025 Q2, detailing upcoming regulatory initiatives and summarizing recent measures. Key plans include engaging market participants on new subordinated instrument requirements and updating credit institutions' internal capital adequacy assessment processes. Recent initiatives involve transitioning banks to a risk-sensitive capital adequacy approach and updating financial stability recovery plan requirements.