The Hong Kong Monetary Authority has unveiled “Fintech 2030”, a strategy to drive Hong Kong’s fintech development through four “DART” pillars and a portfolio of over 40 initiatives, announced at Hong Kong FinTech Week 2025. Under the agenda, the HKMA will develop next-generation data and payment infrastructure to support secure, scalable data sharing and strengthen cross-border payment connectivity. It also launched an “Artificial Intelligence x Authorized Institutions” (AI2) strategy to promote responsible AI adoption, including shared scalable AI infrastructure and finance-specific models developed with industry stakeholders. Resilience measures include a fintech-specific cybersecurity certification framework, a new real-time early-detection system, and industry readiness work for post-quantum cryptography and quantum-safe infrastructure. On tokenisation, the HKMA plans to accelerate tokenisation of real-world assets, regularise issuance of tokenised government bonds, and explore tokenising Exchange Fund papers, with blockchain settlement enabled by digital money such as the e-HKD, tokenised deposits and regulated stablecoins. The HKMA will soon launch the Project Ensemble pilot and will continue incubating tokenisation use cases with industry stakeholders and other central banks.
2025-11-03Hong Kong Monetary Authority
Hong Kong Monetary Authority unveils Fintech 2030 strategy with DART pillars and over 40 initiatives
The Hong Kong Monetary Authority has launched "Fintech 2030," a strategy to advance fintech through four "DART" pillars and over 40 initiatives. Key measures include developing next-generation data and payment infrastructure, promoting responsible AI adoption, and enhancing cybersecurity with a fintech-specific certification framework. The strategy also focuses on accelerating tokenisation of real-world assets and exploring blockchain settlement with digital currencies like the e-HKD.