The Hong Kong Monetary Authority has unveiled “Fintech 2030”, a strategy to drive Hong Kong’s fintech development through four “DART” pillars and a portfolio of over 40 initiatives, announced at Hong Kong FinTech Week 2025. Under the agenda, the HKMA will develop next-generation data and payment infrastructure to support secure, scalable data sharing and strengthen cross-border payment connectivity. It also launched an “Artificial Intelligence x Authorized Institutions” (AI2) strategy to promote responsible AI adoption, including shared scalable AI infrastructure and finance-specific models developed with industry stakeholders. Resilience measures include a fintech-specific cybersecurity certification framework, a new real-time early-detection system, and industry readiness work for post-quantum cryptography and quantum-safe infrastructure. On tokenisation, the HKMA plans to accelerate tokenisation of real-world assets, regularise issuance of tokenised government bonds, and explore tokenising Exchange Fund papers, with blockchain settlement enabled by digital money such as the e-HKD, tokenised deposits and regulated stablecoins. The HKMA will soon launch the Project Ensemble pilot and will continue incubating tokenisation use cases with industry stakeholders and other central banks.
Hong Kong Monetary Authority 2025-11-03
Hong Kong Monetary Authority unveils Fintech 2030 strategy with DART pillars and over 40 initiatives
The Hong Kong Monetary Authority has launched "Fintech 2030," a strategy to advance fintech through four "DART" pillars and over 40 initiatives. Key measures include developing next-generation data and payment infrastructure, promoting responsible AI adoption, and enhancing cybersecurity with a fintech-specific certification framework. The strategy also focuses on accelerating tokenisation of real-world assets and exploring blockchain settlement with digital currencies like the e-HKD.