The Central Bank of Montenegro used a briefing with Latvian media to set out its reform agenda linked to Montenegro’s European Union accession process and preparation for future membership in the European System of Central Banks. Governor Irena Radović said the banking sector is operating stably, with strong liquidity and sound capitalisation, while the central bank continues to strengthen its regulatory framework and supervisory practices in line with European standards. The central bank highlighted work on institutional transformation and capacity building in supervision, payment systems, statistics, risk management and internal functions, alongside cooperation with Eurosystem central banks. The discussion also focused on preserving banking system stability and security, strengthening financial system integrity, and further aligning Montenegro’s supervisory and regulatory framework with European standards in banking, financial services, payment systems, digital resilience, and bank recovery and resolution.