The Office of the Comptroller of the Currency published a statement from Comptroller Jonathan V. Gould explaining his votes at the Federal Deposit Insurance Corporation on three proposals covering bank resolution planning, deposit insurance assessments and disclosure of confidential supervisory information. Gould backed all three proposals, describing them as useful improvements, but said each should be strengthened before finalization. On resolution planning, he supported revising submission requirements for insured depository institutions above a specified asset size because the proposal would narrow the population of covered banks and reduce some information requirements. He said the Federal Deposit Insurance Corporation should not shift its own resolution responsibilities onto banks and questioned whether some requirements, including those tied to digital asset activities, are necessary. On assessments, he supported revisiting thresholds and exploring an optional downward resolution readiness adjustment, while stressing that banks should be able to understand the work required and the standards for receiving any adjustment. On confidential supervisory information, he supported allowing banks to disclose such information without prior agency approval when necessary or appropriate for business purposes, but argued that the final rule should consider broader access in support of accountability and transparency. Gould urged stakeholders to use the comment process to address both the merits of the proposals and what further changes should be made. He also said that, as he considers a final rule on resolution planning, he will seek changes to Federal Deposit Insurance Corporation structure and staffing to reduce incentives to preserve or expand the existing resolution planning framework.

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